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Identity Theft News
Something Vishy
It’s one of the latest breakthroughs in telecommunications—Voice Over Internet Protocol, or VoIP, which enables telephone calls over the web.
And guess who’s hopping on the VoIP bandwagon along with millions of legitimate customers? Criminals, that’s who. They’re using the technology to hijack identities and steal money. It already has a name: “vishing.”
New wine, old wineskins. Vishing is really just a new take on an old scam—phishing. You know the drill: you get an e-mail that claims to be from your bank or credit card company asking you to update your account information and passwords (perhaps, it says cleverly, because of fraudulent activity) by clicking on a link to what appears to be a legit website. Don’t do it, of course. It’s just a ruse, nothing more than an illegal identity theft collection system. Read more at fbi.gov.
Definition:
Once you have become a victim of identity theft, a fraud alert is placed on your credit report to let all creditors know that someone might be trying to obtain new credit in your name.
Butterfly pouch laminate
Definition:
Thieves use this type of plastic to counterfeit licences or identification cards because it allows a logo or seal to be printed on the surface, which is then laminated onto the document.
3 in 1 credit report
Definition:
A 3 in 1 credit report is a report from all 3 CRA (credit reporting agencies), identifying possible fraud with only one report.
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